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The economic gap between the native XRP token and the Ripple USD stablecoin in artificial intelligence wallets continues to widen, reaching a 105% imbalance at the time of writing.
The shift by autonomous algorithms toward fiat-denominated settlements recorded earlier this week was not temporary: fresh metrics show that bots are steadily increasing their turnover in RLUSD while continuing to ignore XRP because of its current price.
According to updated data from the XRPL AI Hub dashboard, AI scripts spent just 209 XRP while processing 554,007 transactions over the past seven days. During the same period, transaction volume in the dollar-pegged stablecoin reached 602.27 RLUSD. With XRP trading at $1.4027, the numbers show that this imbalance has entered a phase of prolonged dominance: in fiat terms, the bots spent $293.16 in XRP versus $602.27 in RLUSD.

The gap in favor of the dollar-pegged stablecoin has settled at exactly 105%, and the trend suggests that the machines have no plans to return to the native token.
Why AI doesn't need expensive XRP
This prolonged boycott is directly linked to XRP's price behavior. After a powerful rally in the second half of August, when XRP surged above $1.70, the asset became firmly trapped within the $1.38–$1.50 range. For autonomous software executing millions of micropayments, with an average transaction size of $0.0035 for APIs and server capacity, this price remains prohibitive.
Program limits hard-coded in dollars are depleted instantly at this exchange rate. To protect their operating budgets from market swings, automated systems continue to keep all transaction flows within RLUSD.
The total number of machine-generated transactions on XRPL has already surpassed 2.3 million this week.
Although turnover in fiat terms still amounts to only hundreds of dollars, the prolonged imbalance proves one key point: AI agents appear to have developed a lasting immunity to volatility. The XRP Ledger is now transforming into a settlement hub where the native token gives way to a predictable digital dollar as soon as market volatility increases.



U.Today Editorial Team
Dan Burgin