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Silver just had the kind of year that makes traditional assets look untouchable. It is up about 167.70% on the 2025 overlay. Meanwhile, XRP ended the same period down 14.99%. The timing is almost comedic. The chart screams "metals won," and then a one-line prediction says that XRP will outrun both gold and silver in 2026.
That prediction came from YoungHoon Kim, who claims to have an IQ of 276 — the highest in the world — and it quickly gained traction because it frames XRP in the most provocative comparison possible: not against another token, but against the two assets that people associate with "safe money."
XRP's price is currently around $1.87, up 1.44% in the last 24 hours and slightly up in the last hour. Its market cap is $113,285,137,301, which pales in comparison to gold's $31.719 trillion and silver's $4.485 trillion.
However, "outperform" is not about size. It is about percentage return over time, and crypto is the category that can accomplish in a month what would take other assets a full year.
Is this even possible?
If this bullish call is validated, 2025 may be the setup year where metals ran, XRP lagged and positioning got cheap enough that a single catalyst in 2026 could reprice the whole story. The cynical version is also clear: silver has already proven that it can trend while crypto fluctuates, and a prediction is not a catalyst.
Either way, the trade framing is now on the table. If XRP reclaims attention at the top-five market cap level, it does not need to outperform gold or silver; it just needs to outperform them on the scoreboard that investors actually track.
Dan Burgin
Vladislav Sopov
U.Today Editorial Team