ADI Chain and ZIGChain have entered into a strategic collaboration aimed at expanding stablecoin-native infrastructure for real-world assets and onchain financial products.
The companies signed a memorandum of understanding (MOU) with ZIG Markets, the capital markets and distribution layer within the ZIGChain ecosystem, to develop infrastructure supporting tokenized business finance.
The agreement focuses on moving everyday financial activities onto blockchain networks by combining regulated settlement infrastructure with tokenization and capital market services.
Focus on receivables and private credit
The partnership will initially prioritize tokenized receivables, supply chain finance, working capital solutions for small and medium-sized businesses and tokenized private credit, using stablecoins as the primary settlement mechanism.
Under the agreement, ADI Chain will provide its regulated blockchain infrastructure, built around its Regulation, Compliance and Policy framework, to support institutional-grade real-world asset issuance.
ZIG Markets will contribute the product layer, including asset origination, tokenization, vault infrastructure and distribution across its financial ecosystem.
Together, the companies aim to connect ADI Chain's settlement network with ZIG Markets' tokenized capital markets platform, allowing assets, liquidity and investors to move more efficiently between the two ecosystems.
The collaboration comes as the real-world asset sector continues to expand beyond early tokenization experiments.
According to figures cited by the companies, tokenized real-world assets excluding stablecoins reached approximately $19.32 billion by the end of the first quarter of 2026, representing growth of more than 256% since the beginning of 2025. Including fiat-backed stablecoins, the broader market now exceeds $320 billion.
While much of that growth has been driven by tokenized government securities and stablecoins, ADI Chain and ZIGChain believe the next stage of adoption will depend on infrastructure capable of supporting recurring commercial activities such as trade finance, receivables, working capital and private credit.
Exploring ethical finance
"ADI Chain's sovereign and institutional-grade blockchain is best placed to bring high-quality RWAs onchain to distribute across institutional, semi-institutional, family offices, funds and retail investor base," said Ramana Kumar, president of the Stablecoin Ecosystem at the ADI Foundation. "Through this MOU with the ZIGChain ecosystem, we're utilizing our infrastructure and capabilities to build RWA tokens across trade and supply chain receivables, working capital and private credit with better efficiency and speed compared to traditional financial systems and processes."
Abdul Rafay Gadit, co-founder of ZIGChain, said tokenization alone is not enough to support institutional adoption.
The memorandum also provides a framework for evaluating Shariah-compliant financial structures.
ZIG Markets' ecosystem includes participants such as Zamanat and Nawa, which have experience developing tokenized products aligned with ethical finance principles. That expertise is expected to complement the broader product development and distribution capabilities brought to the partnership.
Beyond its initial focus areas, the companies said the collaboration could eventually expand into additional financial products, including treasury solutions, tokenized investment funds, trade finance and other categories of real-world assets.
Dan Burgin
U.Today Editorial Team
